20 Otter Creek Place

Cortland, NY
$ 99,900 Beds 3 Baths 1 Sq 882 Virtual Tour
Monthly Estimate* How much can I afford?

THIS 3 BDRM HOME IS WITHIN WALKING DISTANCE OF SUNY CORTLAND AND HAS IN THE PAST RENTED TO STUDENTS. OFFERS LR, FULL BATH AND KITCHEN ON 1ST FLOOR AND 3 BDRMS ON THE 2ND FLOOR. IN NEED OF TLC BUT THERE IS LOTS OF POETENTIAL FOR A SINGLE-FAMILY HOME OR AN INVESTMENT.

Active

  • Price
  • $ 99,900
  • City
  • Cortland
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • CORTLAND
  • Half Bathrooms
  • 0
  • Area
  • Cortland
  • Lot Size
  • 0.26 Acres
  • Zip
  • 13045
  • Sqr Footage
  • 882
  • Year Built
  • 1901
  • Taxes
  • $ 4822
  • Style
  • Bungalow,HistoricAntique
  • MLS#
  • S1709748
Listed By: Amy Cobb with Yaman Real Estate;
Data Source: Central New York Information Services (CNYIS)

Features

General

Sewer Connected
Heating Gas,ForcedAir
Utilities CableAvailable,HighSpeedInternetAvailable,SewerConnected,WaterConnected
Possession Other,RentalAgreement,SeeRemarks,SubjectToTenantRights
Roof Asphalt
Appliances Dryer,FreeStandingRange,GasWaterHeater,Oven,Refrigerator,Washer
Garage Spaces 1.0
Patio/Porch Features Covered,Open,Patio,Porch
Architectural Style Bungalow,HistoricAntique
Construction Materials VinylSiding
School District Cortland
Year Built 1901
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
Waterfront Features RiverAccess,Stream
County Cortland
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 5
Full Baths 1
Status Active
City Cortland
Body of Water Otter Creek
Senior Community Y/N No
High School District Cortland
MLS Area Cortland-110200
Lot Size Units Acres
Lot Size Square Feet 11267.0
Year Built Details Existing
Tax Annual Amount 4822.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Cortland
Elementary School District Cortland
Tax Assessed Value 130000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 21

Interior Features

Interior Amenities EatInKitchen,SeparateFormalLivingRoom
Basement Full
Flooring Carpet,Hardwood,Varies,Vinyl
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Window Features ThermalWindows
Fireplace Y/N No
Laundry Features InBasement
Total Bedrooms 3
Main Level Bathrooms 1
Total Baths 1

Exterior Features

Exterior Amenities DirtDriveway,GravelDriveway,Patio
Parking Features Detached,Garage
Lot Features Rectangular,RectangularLot,ResidentialLot
Water Source Connected,Public
Lot Size Area 0.26
Foundation Details Stone
Building Area Total 882.0
Lot Dimensions 75X150
Lot Size Acres 0.26
Waterfront Y/N No
Road Frontage Type CityStreet

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Fayetteville, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/26/2026 Listed $99,900

Property vs Zip Code Average in 13045

Price
AVG $340K
$100K
Taxes
AVG $7,133
$4,822
Year Built
AVG 1933
1901
Visits
AVG 32
7
Data Provided by Inside Real Estate®

20 Otter Creek Place Cortland, NY is a Single Family Home for sale at $99900 with 882 sqft and a lot size of 0.26 Acres Acre(s). 20 Otter Creek Place Cortland has 3 bedrooms, 1 baths and was built in 1901. The property's zip code is 13045 which is in Cortland, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.